A credit bureau can only just keep details about belated re payments in your credit file for the period that is certain of.
The time that is exact by:
- The sort of information
- The territory or province you reside
- The credit bureau that created the report
A credit bureau may keep information that is positive like payments made on time, in your credit history for extended. Good information will assist your credit rating.
Generally, negative information remains on your own credit history for 6 years. However, specific information may remain for an extended or smaller time period. Negative information can harm your credit history.
Negative information range from:
- Missed re re payments on a financial obligation
- Bounced cheques
- Records that have been delivered to collections
A judgment is really a financial obligation your debt through the courts because of a lawsuit. For instance, if somebody sues you and you lose, then your debt may show through to your credit file.
Frequently this given information remains in your credit file for 6 years. (altro…)
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